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Direct Payment Integrator V6
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PTechCanadianDebit Control

Properties   Methods   Events   Configuration Settings   Errors  

The PTechCanadianDebit component is used to authorize face-to-face Interac (Canadian) debit card transactions with the Paymentech NetConnect system on the Tampa platform. This component allows for simple, direct, secure communication to the Paymentech TLS/SSL gateway through a standard Internet connection. This component can be integrated into web pages or stand-alone Point Of Sale applications. Because all TLS/SSL communications are handled inside the component, any application or web page can be deployed without the need for expensive dedicated TLS/SSL servers.

Syntax

PTechCanadianDebit

Remarks

Canadian debit card processing on the Paymentech system is fundamentally different than authorizing US Debit cards. The US protocol requires an encrypted PIN block and Key Sequence Number (KSN), retrieved from a PIN Pad utilizing the DUKPT (DES/3DES) encryption protocols. However, Interac (Canadian) Debit uses Master/Session key authentication to retrieve an encrypted key from a PIN Pad. This is a much more complex procedure, and requires the use of a Chase Paymentech certified PIN pad (we recommend the Ingenico i3070).

A unique key per device for both the PIN key and the MAC key is required. All PIN pads must have a unique key injected at the time of deployment. In order for Chase Paymentech to identify the Master Key being used by the device, the PIN pad serial number (PinPadSerialNumber) is required to be sent with every transaction.

Before you can send any debit card transactions, you must first load the PIN Pad with a current session key. This is retrieved from Paymentech via the RequestCurrentKeys method. Two keys will be returned in the response: ResponsePINKey (also known as TPK) and ResponseMACKey (also known as TAK). Both keys must be loaded into the PIN pad device. The PIN key is used by the PIN pad to encrypt the customer's PIN, and the MAC key is used to generate hash values used in requests and responses. These keys are updated after every transaction, and the PIN pad must be updated with the current keys each time a response is received.

Each transaction you send (excluding RequestCurrentKeys and MACReversals) requires an accompanying MACValue. This value is a hash of the contents of GetRequestDataToMAC, and is hashed by the PIN Pad device using the ResponseMACKey returned in response to the last transaction.

In each response there is also a ResponseMACValue. You must use the PIN Pad to calculate the hash of the value returned by GetResponseDataToMAC for each response, and make sure that calculated value matches the ResponseMACValue. If they do not match, you cannot accept the transaction, and you must send an MACReversal transaction (tor MACReversals you may send the MACValue used in the original request, or omit it entirely - do not calculate a new one).

The following code illustrates the steps necessary to initialize the PIN Pad and begin sending transactions:

First, set up the control with your merchant information.

  ' Set up the control
  control.MerchantNumber = "yourMerchantNumber"  
  control.TerminalNumber = "100"
  control.ClientNumber = "0002"
  control.UserId = "yourUserId"
  control.Password = "yourPassword"
Then, retrieve the current PIN and MAC encryption keys with the RequestCurrentKeys method, as shown below. (The following code will also update the EncryptedKeyIndex).
  control.SequenceNumber = 1
  control.PinPadSerialNumber = "FFFFFFFFFFFFFFFF" ' retrieved from your PIN Pad
  control.RequestCurrentKeys()
After receiving a valid response to RequestCurrentKeys, it is essential that you update the PIN pad with the ResponsePINKey and ResponseMACKey. The ResponsePINKey is used by the PIN pad to encrypt the customer's pin, and the ResponseMACKey is used by the PIN pad's MAC function. Now we are able to send an actual customer sale transaction. First, set up the transaction details:
  control.SequenceNumber = 2
  control.InteracTransactionType = ittSale ' Set this before calling GetRequestDataToMAC
  control.TransactionAmount = "1.00"
Now, have the customer swipe his card, and pass the TransactionAmount, CardNumber, and GetRequestDataToMAC to the PIN pad in a PURCHASE transaction. After the customer enters his PIN, use the response from the PIN pad to fill the following properties:
  control.CardTrack2Data = "9999999800002773=05121015432112345678" ' retrieved from your card reader
  control.AccountType = acctChecking        ' retrieved from your PIN pad
  control.EncryptedPIN = "FFFFFFFFFFFFFFFF" ' retrieved from your PIN pad
  control.MACValue = "FFFFFFFF"             ' retrieved from your PIN pad
Once all the above properties are set, you can call the Authorize method to send the transaction to Paymentech for authorization.
 
  control.Authorize()
If the transaction was successful, the ResponseCode property will contain "A" (for Approval). Before processing the response, you must first analyze the response with the PIN pad to verify that the ResponseMACValue is correct, load the newly returned keys, and print the transaction's success or failure on the PIN pad device for the customer to read. To do this, you send the ResponsePINKey, ResponseMACKey, and GetResponseDataToMAC to the PIN pad in a "Response Analysis" transaction. The PIN Pad response will indicate if the MAC value matches and the keys were successfully loaded.

If the MAC validated correctly, you're done with this transaction. However, if it did not validate, then you must send a MACReversal to abort the transaction, and then re-send it. If you are unable to verify the contents of the ResponseMACValue after another transaction attempt, refresh your keys via the RequestCurrentKeys method and try again. You must call RequestCurrentKeys any time the PIN pad loses sync with the Paymentech server, or whenever the ResponseForceKeyRequest property is true (or when initializing the PIN pad for the first time).

The status of any of the above transactions will be stored in the ResponseCode property, with human-readable text appearing in ResponseText. Like the PTechCharge control, there are several other Response fields which will contain data that should be logged. However, there are a few new properties specific to the PTechCanadianDebit control that must be printed on each customer's receipt. These include ResponseRetrievalNumber, ResponseTime, and ResponseTrace.

Debit card transactions are instant funds transfers. There is no block placed on the debit card, funds are immediately removed and sent to the merchant. Therefore, only the Host Capture settlement mode is supported. At the end of the day you should release the current batch using the PTechHostSettle control (the batch may contain other authorizations that were made using different controls from this product. See the documentation for the other controls you are using for more information).

Note: All PIN pads must be certified with Chase Paymentech and Interac prior to being used or deployed. All injection services must be approved and certified by Chase Paymentech.

Property List


The following is the full list of the properties of the control with short descriptions. Click on the links for further details.

AccountTypeAccount type selected by the cardholder.
CardNumberThe credit card number parsed from the CardTrack2Data .
CardTrack2DataThe Track2 portion of the debit card's magnetic stripe.
ClientNumberMerchant configuration property, assigned by Paymentech.
DebitCashBackOptional cash back amount for debit transactions.
DebitSurchargeExtra amount the merchant charges the customer for using a debit card.
EncryptedKeyIndexSpecifies the current keys that are in use in the PIN pad and by Paymentech.
EncryptedPINCustomer's PIN, encrypted by a PIN pad under the current PINKey .
InteracTransactionTypeIndicates the type of transaction to authorize.
LastRetrievalNumberThe last RetrievalNumber received from the host. Used for Void transactions.
MACValueHash of transaction data used to verify message was not tampered with.
MerchantNumberA unique number used to identify the merchant, assigned by Paymentech.
PasswordPassword for authentication with the NetConnect Server .
PinPadSerialNumberThe serial number retrieved from the PIN pad.
ProxyAuthSchemeThis property is used to tell the component which type of authorization to perform when connecting to the proxy.
ProxyAutoDetectThis property tells the component whether or not to automatically detect and use proxy system settings, if available.
ProxyPasswordThis property contains a password if authentication is to be used for the proxy.
ProxyPortThis property contains the TCP port for the proxy Server (default 80).
ProxyServerIf a proxy Server is given, then the HTTP request is sent to the proxy instead of the server otherwise specified.
ProxySSLThis property determines when to use SSL for the connection to the proxy.
ProxyUserThis property contains a user name, if authentication is to be used for the proxy.
ResponseForceKeyRequestIndicates the host requires the component to re-synchronize keys.
ResponseMACKeyMAC Encryption key to be loaded into the PIN pad device.
ResponseMACValueHash value that must be validated by the PIN pad after each response.
ResponsePINKeyPIN Encryption key to be loaded into the PIN pad device.
ResponseApprovalCodeContains an authorization code when a transaction has been approved, or an error code.
ResponseAuthSourceIndicates the source of the authorization code stored in ApprovalCode .
ResponseBatchNumberCurrent open batch number This property is returned after sending a BatchInquiry or BatchRelease transaction with the PTECHHOSTSETTLE component, or after a SendSettlement sent using the PTECHMANUALSETTLE component.
ResponseCodeIndicates the status of the authorization request.
ResponseRetrievalNumberReference number returned from the Paymentech host.
ResponseSequenceNumberSequenceNumber echoed from the authorization.
ResponseTextApproval/Decline/Error text message information This property contains a response or display text message, and is used by the terminal to display the authorization result.
ResponseTimeThe server-normalized Date and Time of the transaction.
ResponseTraceTrace number returned for Canadian Interac Debit transactions.
RetrievalNumberToVoidIndicates the transaction to void.
SequenceNumberSequence number of the transaction.
ServerThe URL for the PaymenTech NetConnect server.
SSLAcceptServerCertEncodedThe certificate (PEM/base64 encoded).
SSLCertEncodedThe certificate (PEM/base64 encoded).
SSLCertStoreThe name of the certificate store for the client certificate.
SSLCertStorePasswordIf the certificate store is of a type that requires a password, this property is used to specify that password in order to open the certificate store.
SSLCertStoreTypeThe type of certificate store for this certificate.
SSLCertSubjectThe subject of the certificate used for client authentication.
SSLServerCertEncodedThe certificate (PEM/base64 encoded).
TerminalNumberTerminal number assigned by Paymentech.
TimeoutA timeout for the component.
TransactionAmountPurchase amount for an authorization.
UserIdUserId for authentication with the NetConnect Server .

Method List


The following is the full list of the methods of the control with short descriptions. Click on the links for further details.

AuthorizeAuthorizes a Canadian debit card transaction.
ConfigSets or retrieves a configuration setting .
GetRequestDataToMACReturns a string of data for the PIN pad to hash with the MAC algorithm.
GetResponseDataToMACReturns a string containing data to validate against the MACValue using a PIN pad device.
InterruptInterrupt the current method.
MACReversalReverses a transaction when MAC validation fails.
RequestCurrentKeysUsed to retrieve the current encryption keys from Paymentech.
ResetClears all properties to their default values.
ReversalAdviceUsed if no response is received from the Server to void the authorization.

Event List


The following is the full list of the events fired by the control with short descriptions. Click on the links for further details.

DataPacketInFired when receiving a data packet from the transaction server.
DataPacketOutFired when sending a data packet to the transaction server.
ErrorInformation about errors during data delivery.
SSLServerAuthenticationFired after the server presents its certificate to the client.
SSLStatusShows the progress of the secure connection.

Configuration Settings


The following is a list of configuration settings for the control with short descriptions. Click on the links for further details.

CustomerDefinedDataAdditional transaction identification data.
SystemInformationSystem Information field for Batch Inquiry and Release transactions.
SettlementModeIndicates whether the component uses Paymentech's Host Capture or Terminal Capture system.
ResponsePOSRetrievalNumberPOS Retrieval Number sent in the request, echoed back in the response.
EMVDataThe EMV data returned from a Pin Pad after reading an EMV card.
EMVEntryDataSourceThe EMV Data Entry Source (DES).
ResponseEMVDataThe response EMV data.
ResponseEMVCardAuthCodeThe ChaseNet and Visa card authentication results code.
ResponseEMVDownloadIndicatorWhether EMV parameters should be updated.
AcceptEncodingUsed to tell the server which types of content encodings the client supports.
AllowHTTPCompressionThis property enables HTTP compression for receiving data.
AllowIdenticalRedirectURLAllow redirects to the same URL.
AppendWhether to append data to LocalFile.
AuthorizationThe Authorization string to be sent to the server.
BytesTransferredContains the number of bytes transferred in the response data.
EncodeURLIf set to true the URL will be encoded by the component.
FollowRedirectsDetermines what happens when the server issues a redirect.
GetOn302RedirectIf set to true the component will perform a GET on the new location.
HTTPVersionThe version of HTTP used by the component.
IfModifiedSinceA date determining the maximum age of the desired document.
KeepAliveDetermines whether the HTTP connection is closed after completion of the request.
MaxRedirectAttemptsLimits the number of redirects that are followed in a request.
OtherHeadersOther headers as determined by the user (optional).
ProxyAuthorizationThe authorization string to be sent to the proxy server.
ProxyAuthSchemeThe authorization scheme to be used for the proxy.
ProxyPasswordA password if authentication is to be used for the proxy.
ProxyPortPort for the proxy server (default 80).
ProxyServerName or IP address of a proxy server (optional).
ProxyUserA user name if authentication is to be used for the proxy.
TransferredDataLimitThe maximum number of incoming bytes to be stored by the component.
TransferredHeadersThe full set of headers as received from the server.
UseChunkedEncodingEnables or Disables HTTP chunked encoding for transfers.
ChunkSizeSpecifies the chunk size in bytes when using chunked encoding.
UserAgentInformation about the user agent (browser).
KerberosSPNThe Service Principal Name for the Kerberos Domain Controller.
ConnectionTimeoutSets a separate timeout value for establishing a connection.
FirewallAutoDetectTells the component whether or not to automatically detect and use firewall system settings, if available.
FirewallHostName or IP address of firewall (optional).
FirewallPasswordPassword to be used if authentication is to be used when connecting through the firewall.
FirewallPortThe TCP port for the FirewallHost;.
FirewallTypeDetermines the type of firewall to connect through.
FirewallUserA user name if authentication is to be used connecting through a firewall.
KeepAliveTimeThe inactivity time in milliseconds before a TCP keep-alive packet is sent.
KeepAliveIntervalThe retry interval, in milliseconds, to be used when a TCP keep-alive packet is sent and no response is received.
LingerWhen set to True, connections are terminated gracefully.
LingerTimeTime in seconds to have the connection linger.
LocalHostThe name of the local host through which connections are initiated or accepted.
LocalPortThe TCP port in the local host where the component binds.
MaxLineLengthThe maximum amount of data to accumulate when no EOL is found.
MaxTransferRateThe transfer rate limit in bytes per second.
RecordLengthThe length of received data records.
TCPKeepAliveDetermines whether or not the keep alive socket option is enabled.
UseIPv6Whether to use IPv6.
TcpNoDelayWhether or not to delay when sending packets.
TLS12SignatureAlgorithmsDefines the allowed TLS 1.2 signature algorithms when UseManagedSecurityAPI is True.
ReuseSSLSessionDetermines if the SSL session is reused.
SSLCipherStrengthThe minimum cipher strength used for bulk encryption.
SSLEnabledProtocolsUsed to enable/disable the supported security protocols.
SSLProviderThe name of the security provider to use.
SSLSecurityFlagsFlags that control certificate verification.
OpenSSLCADirThe path to a directory containing CA certificates.
OpenSSLCAFileName of the file containing the list of CA's trusted by your application.
OpenSSLCipherListA string that controls the ciphers to be used by SSL.
OpenSSLPrngSeedDataThe data to seed the pseudo random number generator (PRNG).
AbsoluteTimeoutDetermines whether timeouts are inactivity timeouts or absolute timeouts.
FirewallDataUsed to send extra data to the firewall.
InBufferSizeThe size in bytes of the incoming queue of the socket.
OutBufferSizeThe size in bytes of the outgoing queue of the socket.
CodePageThe system code page used for Unicode to Multibyte translations.

 
 
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