Gateway Response Codes

The current (at the time of this release) response codes for the supported Gateways are listed below. Please see the individual specifications for each Gateway (available from the Gateway itself) for an updated list of these codes.

3DSI EC-Linx:


ResponseCode	Description
0	Transaction succeeded
1	The Total Amount must be a numeric value
2	The Tax Amount must be a numeric value
3	The Freight Amount must be a numeric value
4	The Duty Amount must be a numeric value
5	The Order Number is a required field
6	The Response URL is a required field
7	The Transaction Type is a required field
8	Unrecognized Transaction Type
9	The Debit/Credit indicator is a required field
10	Invalid Debit/Credit indicator
11	The Original Order Number is a required field
12	The Cardholder Name is a required field
13	The Expiration Month is a required field
14	Invalid Expiration Month
15	The Expiration Year is a required field
16	Invalid Expiration Year
17	Credit Card Number is a required field
18	Credit Card Number must contain only numbers
19	Credit Card Number is invalid
20	The number of line items must be a numeric value
21	The Quantity field is not numeric for line item X
22	The Amount field is not numeric for line item X
25	Authorization Code is required for a Forced Transaction
30	Original Order Number does not exist
31	The Credit Card Number passed for the credit does not match Credit Card Number of the original transaction
32	The credit amount cannot exceed the original transaction amount
33	The original order has not been processed by the bank
34	The original order is not a debit therefore it cannot be credited
35	An unknown error has occurred. Retry your request.
36	Order Number does not exist
37	The Credit Card number authorized does not match the capture Credit Card Number
38	The total amount to capture cannot be more than was authorized
39	The order has not been authorized. You must authorize the order before requesting a capture
40	The requested credit amount must equal the original transaction amount
48	The transaction amount exceeds the bank's limit of {#########.##}. Please split the transaction so that the transaction amount for each transaction is less than this amount.
49	DetailLevel must be one of the following values: 1, 2, 3.
50	User locked out
51	Unable to validate user
52	Order Number entered already exists
53	Card rejected. Verify it is a card that you accept
54	Message returned from bank (reason for decline-not always populated)
55	Not a valid user for external processing. (This error usually occurs when using an EC-Zone User Id and Password).
56	Merchant is not certified for external processing
59	User is temporarily locked out due to too many consecutive password failures.
60	Currency must be one of the following values: CAD, USD.
61	The Invoice Date must be a valid date value in the form 'YYYYMMDD'.
70-74	An error occurred processing the request. Retry your request.
75	An error occurred while processing your request. Object 'GetMaxTransLimit' failed.
76	The Canadian GST Tax must be a numeric value
77	The Canadian PST Tax must be a numeric value
78	The Canadian QST Tax must be a numeric value
79	The Canadian HST Tax must be a numeric value
80	An error occurred while processing your request. Object 'IsValidSENum' failed.
81	Valid service establishment number does not exist for credit card.
-1:-14	An error occurred processing the request. Retry your request.
-15	The Credit Card Number failed account number validation
-16	The Expiration Date failed validation
-17	The Amount field failed validation
-18	The AddressVerifyZip field failed validation
-19	The AddressVerifyState field failed validation
-20	The ShipToZip field failed validation
-21	The SalesTaxAmount1 field failed validation
-22	The SalesTaxAmount2 field failed validation
-23	The SE Number field failed validation
-24	The SE Number was not provided
-25	The SE Number was provided but is not used for this card company
-26	The CVV2 Indicator field failed validation
-27	The CVV2 Value field failed validation
-28	The CVV2 Value was not provided
-29	The CVV2 Value was provided but is not required
-30:-99	An error occurred processing the request. Retry your request.

Note: All negative (-) value Return Codes are due to Network/Communications issues.

5th Dimension Logistics:


ResponseCode	Description
1	Approved
520	Approved
A	Approved
00	Approved
100	Approved
2	Declined
530	Declined
540	Declined
D	Declined
05	Declined
500	Declined
3	Error
550	Error
X	Error
ER	Error

ACH Federal:


ResponseCode	Description
A	Approved
D	Declined
E	Error

ACH Payments/Payments Gateway:


ResponseCode	Description
A	Approved
D	Declined
E	Error

Adyen:


ResponseCode	Description
Authorised	Authorization approved
Refused	Declined, possibly due to fraud.
Error	An error occurred.
[refund-received]	Credit transaction approved.
[cancel-received]	Void transaction approved.
[capture-received]	Capture transaction approved.

Authorize.NET/ECX/MPCS/RTWare:


ResponseCode	Description
1	Approved.
2	Declined.
3	Error.
4	Held for review. (Approved is set to 'True', so transaction is assumed to be successful)

Authorize.NET CIM


ResponseCode	Description
I00001	The request was processed successfully.
I00003	The record has already been deleted.
E00001	An unexpected system error occurred while processing this request.
E00002	The only supported content-types are text/xml and application/xml.
E00003	This is the result of an XML parser error.
E00004	The name of the root node of the XML request is the API method being called. It is not valid.
E00005	Merchant authentication requires a valid value for transaction key.
E00006	Merchant authentication requires a valid value for name.
E00007	The name/and or transaction key is invalid.
E00008	The payment gateway or user account is not currently active.
E00009	The requested API method cannot be executed while the payment gateway account is in Test Mode.
E00010	The user does not have permission to call the API.
E00011	The user does not have permission to call the API method.
E00013	One of the field values is not valid.
E00014	One of the required fields was not present.
E00015	One of the fields has an invalid length.
E00016	The field type is not valid.
E00019	The customer tax ID or driver's license information (driver's license number, driver's license state, driver's license DOB) is required for the subscription.
E00027	An approval was not returned for the transaction.
E00029	Payment information is required when creating a subscription or payment profile.
E00039	A duplicate of the customer profile, customer payment profile, or customer address was already submitted.
E00040	The profileID, paymentProfileId, or shippingAddressId for this request is not valid for this merchant.
E00041	All of the fields were empty or missing.
E00042	The maximum number of payment profiles for the customer profile has been reached.
E00043	The maximum number of shipping addresses for the customer profile has been reached.
E00044	The payment gateway account is not enabled for Customer Information Manager (CIM).
E00045	An error exists in the XML namespace. This error is similar to E00003
E00051	If the customer profile ID, payment profile ID, and shipping address ID are included, they must match the original transaction.

Barclay:


ResponseCode	Description
1	Approved.
3	Referred. Transaction was declined by the authoriser, but it might receive voice approval. This is also known as a soft decline.
50	Declined. Transaction was declined by the authoriser and it is unlikely that it would receive voice approval. This is also known as a hard decline.
-	Error. There is something wrong with the transaction which prevents it from processing. See ErrorText for more information.

Beanstream:


ResponseCode	Description
1	Transaction approved.
0	Transaction declined.

Bluefin:


ResponseCode	Description
0	Declined
1	Approved

BluePay:


ResponseCode	Description
0	Declined
1	Approved
E	Error

BrainTree:


ResponseCode	Description
1	Transaction Approved.
2	Transaction Declined.
3	Error in transaction data or system error.

Additional response codes for the BrainTree gateway are included below:


ResponseProcessorCode	Description
100	Transaction was approved (Approved).
200	Transaction was declined by Processor.
201	Do Not Honor.
202	Insufficient Funds.
203	Over Limit.
204	Transaction not allowed.
220	Incorrect Payment Data.
221	No such card issuer.
222	No card number on file with Issuer.
223	Expired card.
224	Invalid expiration date.
225	Invalid card security code.
240	Call Issuer for further information.
250	Pick up card.
251	Lost card.
252	Stolen card.
253	Fraudulent card.
260	Declined with further instructions (see response text).
261	Declined - Stop all recurring payments.
262	Declined - Stop this recurring program.
263	Declined - Updated cardholder data available.
264	Declined - Retry in a few days.
300	Transaction was rejected by gateway.
400	Transaction error returned by processor.
410	Invalid merchant configuration.
411	Merchant account is inactive.
420	Communication error.
421	Communication error with issuer.
430	Duplicate transaction at processor.
440	Processor format error.
441	Invalid transaction information.
460	Processor feature not available.
461	Unsupported card type.

Converge:


ResponseCode	ResponseText	Description
0	APPROVED	Transaction approved.
1	(Custom server response)	Declined or error condition. See ResponseText for additional information.
[Empty]	[Empty]	See ErrorCode and ErrorText for error information.

Cyber Cash:


ResponseCode	Description
0	Approved
-	Anything other than an approved transaction will return no code. However, the ResponseText property will contain the error message.

Cyberbit:


ResponseCode	Description
-1	Incorrect Matching Code.
-5	TransType not valid.
-8	No Authorization to Capture.
-9	Capture Error.
-10	No Capture To Refund.
-11	Refund Error.
-12	Duplicated OrderId.
-13	Invalid Credit Card Number.
-14	Too Many transactions from the same card within 24 hours.
-15	Too much money cleared from the same card within 24 hours.
-16	Amount cleared exceeds the max ticket price.
000	Success From Processor/3DSecure Authentication Successful.
001	Missing or wrong MerchantId.
004	Wrong or empty SecretCode.
005	No Processing Available.
006	Access Error!!!. Restricted by Ip-Address.
007	Illegal characters in InputField.
008	OwnerCountry is not valid.
009	TransType are not supported by this Clearing-Gateway.
010	Error From Processor/3DSecure Authentication Failed.
011	HTTP_GET are not supported. Use HTTP_POST instead.
012	OwnerState is not valid.
015	The AmountCleared should be at least 100.
016	Hello I am Online (PHP).
017	Hello I am Online (Perl).
019	CashServer is down for Maintainment.
020	Required Fields.
022	The Character backslash detected in Key. Invalid input.
023	Cannot find at Authorize/Capture to process.
024	Terminal Unique Id Failure.
026	Aquirer UserId is not valid.
029	The creditcard expiredate is not valid.
030	CurrencyCode is not valid.
031	Illegal Currency.
032	Illegal Internal Currency.
033	Currency Convertion Failed.
036	Length of InternalOrderId exceeded.
041	CreditCardCVC code is required.
042	RefundLimit is exceeded.
043	CreditCards from "country" is Blocked.
048	The following 3DSecure parameter is missing "parameter".
050	3DSecure is not activated for this account.
061	3D Secure is only supported in the API version 2 or higher.
062	3D Secure not enrolled.
070	Invalid state code.
071	CardNumber or IP is Blacklistet.
072	CurrencyCode was not found.
073	Illegal character in "input field".
074	Cannot make another recurring transaction before "date".

CyberSource:


ResponseCode	Description
ACCEPT	Transaction approved.
REJECT	The request was rejected. Check the ResponseText for the reason why.
ERROR	There was a system error.

Data Cash:


ResponseCode	Description
1	Success - Transaction accepted and logged.
2	Socket write error - Communication was interrupted. The argument is e.g. 523/555 (523 bytes written but 555 expected).
3	Timeout - A timeout occurred while we were reading the transaction details.
5	Edit error - A field was specified twice, you sent us too much or invalid data, a pre-auth lookup failed during a fulfill transaction, the swipe field was incorrectly specified, or you omitted a field. The argument will give a better indication of what exactly went wrong.
6	Comms error - Error in communications link; resend.
7	Not authorised - Transaction declined. The arguments are as return code 1, except the first argument is the bank's reason for declining it (e.g. REFERRAL, CALL AUTH CENTRE, PICK UP CARD etc.) or the result from a failed fraud check (e.g. FRAUD DECLINED reason code)
9	Currency error - The currency you specified does not exist.
10	Authentication error - The vTID or password were incorrect.
12	Invalid authorisation code - The authcode you supplied was invalid.
13	Type field missing - You did not supply a transaction type.
14	Database server error - Transaction details could not be committed to our database.
15	Invalid type - You specified an invalid transaction type.
19	Cannot fulfill transaction - You attempted to fulfill a transaction that either could not be fulfilled (e.g. auth, refund) or already has been.
20	Duplicate transaction reference - A successful transaction has already been sent using this vTID and reference number.
21	Invalid card type - This terminal does not accept transactions for this type of card (e.g. Diner's Club, American Express if the merchant does not take American Express, Domestic Maestro if multicurrency only).
22	Invalid reference - Reference numbers should be 16 digits for fulfill transactions, or between 6 and 30 digits for all others.
23	Expiry date invalid - The expiry dates should be specified as MM/YY or MM-YY.
24	Card has already expired - The supplied expiry date is in the past.
25	Card number invalid - The card number does not pass the standard Luhn checksum test.
26	Card number wrong length - The card number does not have the expected number of digits.
27	Issue number error - You did not supply an issue number when we expected one, or the issue number you supplied was non-numeric or too long.
28	Start date error - The start date was missing or malformed (must be MM/YY).
29	Card is not valid yet - The supplied start date is in the future
30	Start date after expiry date.
34	Invalid amount - The amount is missing, is not fully specified to x.xx format.
40	Invalid cheque type - Must be either "business" or "personal".
41	Invalid cheque number - Cheque number was missing or was not 6 digits.
42	Invalid sort code - The sort code was missing or was not 6 digits.
44	Invalid account number - The account number was missing or was not 8 digits.
51	Reference in use - A transaction with this reference number is already going through the system.
53	No free TIDs available for this vTID - There are matching TIDs available, but they are all in use.
56	Card used too recently.
57	Invalid velocity_check value - The velocity_check value must be numeric and between 0 and 120.
59	This combination of currency, card type and environment is not supported by this vTID.
60	Invalid XML - The XML Document is not valid with our Request schema. The reason is detailed in the "information" element of the Response document.
61	Configuration error - An error in account configuration caused the transaction to fail. Contact DataCash Technical Support.
62	Unsupported protocol - Please use the DataCash XML API.
63	Method not supported by acquirer - The transaction type is not supported by the Acquirer.
104	APACS30: WRONG TID - Error in bank authorization, where APACS30 Response message refers to different TID to that used in APACS30 Request message; resend.
105	APACS30: MSG SEQ NUM ERR - Error in bank authorization, where APACS30 Response message refers to different message number to that used in APACS30 Request message; resend.
106	APACS30: WRONG AMOUNT - Error in bank authorization, where APACS30 Response message refers to different amount to that used in APACS30 Request message; resend.
190	No capture method specified - Your vTID is capable of dealing with transactions from different environments (e.g. MoTo, e-comm), but you have not specified from which environment this transaction has taken place.
271	Cannot query transactions of this kind.
274	Cannot locate transaction to query.
280	Unknown format of datacash reference - The datacash reference should be a 16 digit number. The first digit (2, 9, 3 or 4) indicates the format used and whether the txn was processed in a live or test environment.
281	Datacash reference fails Luhn check - The new format of datacash reference includes a luhn check digit. The number supplied failed to pass the luhn check.
282	Mismatch between historic and current site_id - The site_id extracted from the datacash reference does not match the current environment.
283	Mismatch between historic and current modes - The mode flag extracted from the datacash reference does not match the current environment.
425	ISO8583 - message corrupted - Encoded characters are not supported.
440	Payment Gateway Busy - Out of external connections.
470	Maestro txns for CNP not supported for clearinghouse - Maestro transactions for Card Holder not present are not supported for the given clearinghouse.
471	3-D Secure Required - This transaction must be a 3dsecure transaction.
472	Invalid capturemethod - International Maestro is not permitted in a Mail order / telephone order environment.
473	Invalid transaction type - Keyed International Maestro transaction not permitted.
480	Invalid value for merchantid - The Merchant Id provided is invalid .
481	Element merchantid required - The merchant is expected to provide a Merchant Id with each transaction.
482	Invalid element merchantid - The merchant is not set to provide Merchant Id for a transaction.
510	GE Capital: Inappropriate GE Capital card number - The merchant attempted to use a GE Capital card with a BIN that does not belong to them.
1100	No referenced transaction found.
1101	Only referred transactions can be authorised.
1102	Only pre or auth transaction can be authorised.
1103	Must supply updated authcode to authorise transaction.
1104	Transactions cannot be authorized after time limit expired - The default timeout value is set to 6hours but can be amended per Vtid by contacting DataCash Support.
1105	Fraud challenged transactions cannot be authorized.
1106	Historic reference already in use
12001	vtidconfiguration - There are more than one active passwords already registered against your vTID at the time the txn was received.
12002	vtidconfiguration - The IP address of the system submitting the vtidconfiguration request is not registered against your vTID.

eProcessing:


ResponseCode	Description
0	Approved.
1	Declined.
2	Error.

Eway:


ResponseCode	Description
True	Transaction authorized.
Anything else	Transaction declined.

ExPay:

ExPay Response Codes for the ExPayGetMethods call:


ResponseCode	Description
200	The request has been successfully processed
401	Invalid request hash
402	Invalid Payee ID key
404	Mandatory attribute is missing
405	Invalid format of the attribute
500	Internal server error

ExPay Response Codes for the AuthOnly method:


ResponseCode	Description
204	Payment is rejected
206	Waiting for payment by the payer
401	Invalid request's hash
402	Invalid Payee ID Key
404	Required attribute is missing
405	Invalid format of the attribute
406	The amount of payment is less than the minimum possible at a selected payment method
407	The amount of payment larger than the maximum possible in a selected payment method
413	The amount of payment is less than commission
479	This payment ID already exists in the system
483	This payment method is not available
500	Internal server error
545	This merchant is blocked, contact support
583	The payment system provides payment method is blocked
999	Unknown status, contact support

ExPay Response Codes for the ExPayGetStatus call:


ResponseCode	Description
201	Payment is in the processing queue
203	Payment in the processing
204	Payment is rejected
205	Payment has been successfully completed
206	Waiting for payment by the payer
207	Payment is returned
401	Invalid hash of request
402	Invalid Payee ID Key
404	Mandatory attribute is missing
405	Invalid attribute format
474	Payment with the specified parameters is not found
500	Internal server error
999	Unknown status, contact support

Fast Transact/Net Billing:


ResponseCode	Description
I (letter I) = Incomplete	These are transactions that are successful, but may fail at a later date, ie: An ACH transaction is approved, but then is later denied due to NSF.
1 (number 1) = Approved, Good	This is a transaction that is approved and charged.
R = Refunded	This transaction has been refunded. It is extremely unlikely you will ever see this return code in this context, although you may see it when browsing old transactions in the NetBilling database (via the Admin tools).
T = Ticket	This is returned when an Authorize-Only or AVS-Only transaction is good.
F or 0 = Failure	The number zero "0" or the letter "F" indicates that the transaction failed. A more detailed message will be available in the ResponseText property.
Other Code	Any other non-zero, non-null codes should be interpreted as success for compatibility with future response codes.

First Atlantic Commerce:


ResponseCode	Description
1	Approved
2	Declined
3	Error

First Data E4/Bank Of America:


ResponseCode	Description
00	Transaction Normal
08	CVV2/CID/CVC2 Data not verified
10	Invalid Transaction Description
11	Invalid Sequence No
12	Message Timed-out at Host
14	Invalid Gateway Id
15	Invalid Transaction Number
16	Connection Inactive
17	Unmatched Transaction
18	Invalid Reversal Response
19	Unable to Send Socket Transaction
20	Unable to Write Transaction to File
21	BCE Function Error
22	Invalid Credit Card Number
23	Invalid Response from First Data
24	Unable to Void Transaction
25	Invalid Expiry Date
26	Invalid Amount
27	Invalid Card Holder
28	Invalid Authorization No
30	Invalid Date From Host
31	Invalid Verification String
32	Invalid Transaction Code
40	Unable to Connect
41	Unable to Send Logon
42	Unable to Send Trans
43	Invalid Logon
44	Address not Verified
52	Terminal not Activated
53	Terminal/Gateway Mismatch
54	Invalid Processing Center
55	No Processors Available
56	Database Unavailable
57	Invalid Reference No
58	Invalid AVS String, The length of the AVS String has exceeded the max. 40 characters
60	Invalid Customer Reference Number
61	Socket Error
62	Host not Ready
63	Invalid Duplicate
64	Invalid Refund
68	Restricted Card Number
70	Transaction Placed in Queue
72	Data within the transaction is incorrect
73	Transaction Received from Bank
76	Reversal Pending
77	Reversal Complete
79	Reversal Sent to Bank
93	Invalid authorization number entered on a pre-auth completion
F1	Address check failed - Fraud suspected
F2	Card/Check Number check failed - Fraud suspected
F3	Country Check Failed - Fraud Suspected
F4	Customer Reference Check Failed - Fraud Suspected
F5	Email Address check failed - Fraud suspected
F6	IP Address check failed - Fraud suspected

First Data PayPoint:


ResponseCode	Description
Unknown
Success	Request was received and successfully processed. Returned on API calls which don't involve executing a payment or payment cancellation.
Payment_Success	Specific to Make a Payment. Indicates the payment was accepted and successfully issued for authorization.
Cancel_Success	Specific to Cancel Payment. Indicates the request to cancel a payment was received and successfully issued to the processor.
Error	Indicates an error occurred in processing your request. Any number of problems could produce an error condition. ResponseText will contain the further error details.
Declined	Indicates that a payment authorization has been denied by the processor. ResponseText may contain further details.
Verification_failed	Indicates that the consumer identity information did not match the processors records.
Communication_Error	Indicates that the PayPoint system is experiencing issues communicating with in its internal systems.
Settled	Indicates that the transaction was issued for Settlement and was successfully accepted.
Settlement_Error	Indicates that when the payment action was issued for settlement an error occurred. If a payment action receives a Settlement Error you should contact PayPoint Support personnel for additional details.
Network_Error	Indicates that the PayPoint system is experiencing issues communicating with third party processing.
Processor_Mismatch	There is a processor mismatch in the internal systems.
CreditCards_Disabled	Indicates that the application you are attempting to issue a credit card payment action against is currently not enabled for Credit Cards. If you wish to start accepting credit cards contact PayPoint Support personnel.
Unaccepted_Card_Type	Indicates the Make A Payment request was rejected because the card type used is not valid for this application. PayPoint enables only cards being accepted by your Payment Processor.
Payment_Exceeds_System_Limit	PayPoint has the ability to set a daily limit on payments received and processed for a given account. This limit is determined at the time you fill out your PayPoint application. The default setting is unlimited. Unless you explicitly request a limitation on your PayPoint application you will never see this return code.
Payment_Exceeds_Card_Limit	PayPoint has the ability to set a single payment limit on payments received and processed for a given card. This limit is determined at the time you fill out your PayPoint application. The default setting is unlimited. Unless you explicitly request a limitation on your PayPoint application you will never see this return code.
Possible_Duplicate_Payment	PayPoint has the ability to track duplicate payments received and can reject them as a part of the Make A Payment request. This feature is determined at the time you fill out your PayPoint Application. The default setting is set to not check for duplicates. Unless you explicitly request a duplicate payment check option on your PayPoint application you will never see this return code.
Unresolved_Cancellation	A cancellation was not resolved on the internal systems.
Undefined_Item	Prior to processing a request within PayPoint the data you send is run through a data validation process. This process checks to ensure that your request conforms to the specification. For example that you have provide all required data elements in your request, or that you are passing proper data types (i.e. not passing characters in numeric values). If your request fails this validation process PayPoint will reject your request with this return code. The Result Message will provide more specific details on what data failed validation.
Chargeback	Indicates that the payment was successfully charged back.
Chargeback_Reversal	Indicates that a charge back request was successfully reversed.
Settlement_Incomplete	Catch all error for technical problems encountered during settlement processing. You should never see this result code. If this error is ever seen contact PayPoint Support personnel.
Partial_Settlement	Anytime there are multiple payments actions under a single transaction where one payment is settled but the other has not you will see a Partial_Settlement Result Code. For example if you have a primary payment and a convenience fee payment under the same transaction and only the primary payment has been issued for settlement. Another possible example is a E-Check payment which is refunded, the original payment would be settled but the refund may not have settled yet.
Settlement_Pending	This result code is specific to E-Check payments which have a longer settlement process than Credit Cards. This result code means a payment has been sent off for settlement, but we have not received back confirmation of the settlement result. Settlement results within ACH are typically updated as a result of no negative activity within the first 6 days from the settlement issuance.
eChecks_Disabled	Indicates that the application you are attempting to issue a E-Check payment action against is currently not enabled for E-Checks. If you wish to start accepting E-Checks contact PayPoint Support personnel.
Missing_Identification	The result code is specific to E-Checks. PayPoint provides fraud detection services. PayPoint provides the ability to enable identity verification services for an additional cost. These services are offered to allow clients to be NACHA compliant with consumer identity requirements. If enabled this result code indicates that the payment is being rejected because you did not provide the required identity data such as Driver's License Number or SSN.
Waiting_On_PreNote	This result code is specific to E-Checks. PayPoint supports the ability to require the issuance of Pre-Notes for registered accounts. If your application is enabled to require Pre-Notes it may also be set to require a successful pre-note before accepting payments. You will receive this result code for any payments received prior to completion of the pre-note process for a given registered account.
PreNote_Failed	This result code is specific to E-Checks. PayPoint supports the ability to require the issuance of Pre-Notes for registered accounts. If your application is enabled to require Pre-Notes it may also be set to require a successful pre-note before accepting payments. Indicates that the Pre-Note request for a registered account has failed. No Payments can be applied against the registered account until the account information is updated and a new pre-note is issued by PayPoint. You will receive this result code for any payments received prior to correcting the registration information and successful issuance of the pre-note.
Stop_Payment_Issued	This result code is specific to E-Checks. Consumers have the right to issue a stop payment up to 60 days after making an original payment. This result code indicates that we received a stop payment request through the ACH network and have reversed the original payment transaction within PayPoint and a reversal has been issued against the merchants account.
Non_Sufficient_Funds	This result code is specific to E-Checks. This indicates that a E-Check which was issued for settlement resulted in a Non-Sufficient Funds return. Depending on your configuration the payment will be re-presented through the ACH network up to 2 additional times. If you see this message it indicates 1 of 2 possible attempts. If after re-presentment the payment still results in Non-Sufficient funds in the consumers account a Final_Non_Sufficient_Funds result code is returned.
Final_Non_Sufficient_Funds	This result code is specific to E-Checks. This indicates that the consumers account has insufficient funds to process the original payment request. As a result PayPoint will reverse the transaction. In addition a reversal of the original payment request will be issued against the merchants account.
Account_Invalid	This result code is specific to E-Checks. When a E-Check payment request is received PayPoint will perform a basic check of the account and routing numbers provided against known data sources such as Thomson account files to ensure the account number is valid. However after a payment is issued for settlement there can be other conditions that result in invalidating the use of the account number. One example is consumers who may have debit blocks on their accounts which would result in a denial by the consumers back to allow the debit to take place. If an Invalid account result is received PayPoint will reverse the transaction within PayPoint. In addition a reversal of the original payment request will be issued against the merchants account.
Payment_Pending	Indicates that the original Payment was issued with a postdated payment. PayPoint only support postdated transactions for E-Check payments. Once the payment date is reached the payment request will be sent through the normal payment authorization and settlement processing.
Post_Date_Too_Large	This result code is specific to E-Checks. This result indicates that at the time the Make A Payment request sent the payment was posted dated beyond the acceptable limits. PayPoint can support postdated payments up to 365 days. The default value is to not accept postdated payments. When you fill out your PayPoint Application form you must identify the number of days your application will accept posted dated payments.
Refund_Settlement_Pending	E-Check Only result code. This result code indicates that a E-Check Payment which is currently in Settlement_Pending status was refunded. (i.e. before the original payment fully settled through ACH). The refund stays in a Refund_Settlement_Pending status until the original payment fully settles and the refund can be settled against the original payment.
Pre_Auth_Success	This result code is specific to Credit Card payments and is only seen when PayPoint is responsible for doing account verifications when new registrations are created. Account Verification is a feature that can be enabled on your PayPoint account to make a verification request of the account data associated with the registration data being created or updated. To verify a credit card a Pre-Authorization for $1.00 is made to verify account is valid.
Eligible	Result code is specific to PINless debit cards. The result is returned as a result of a call to the PinlessDebitCheck API call. This result code indicates that the card is eligible to be processed through the PINless debit network.
Not_Eligible	Result code is specific to PINless debit cards. The result is returned as a result of a call to the PinlessDebitCheck API call. This result code indicates that the card is NOT eligible to be processed through the PINless debit network.
PINLessDebit_Disabled	Result code is specific to PINless debit cards. This result is returned when your PayPoint account is not enabled to process PINless debit transactions.
PINDebit_Disabled	Result is specific to PIN based debit cards. This result is returned when your PayPoint account is not enabled to process PIN debit transactions.

Global Iris:


ResponseCode	Description
00	Successful
101	Declined by Issuing Bank
102	Referral by Issuing Bank (treat as decline in automated system such as internet)
103	Card reported Lost or Stolen
106	AUTH FAILED CONTACT AUTH CENTRE
107	FAILS REALSCORE FRAUD CHECKS
108	USING TEST SYSTEM. PLEASE USE PREAPPROVED TEST CARDS ONLY
109	COMMS ERROR SCHEDULED Issuing BANK MAINTENANCE
200	UNSPECIFIED BANK ERROR
202	NETWORK ERROR: CANNOT CONNECT TO EpoS.
205	Comms error Bank connection error.
301	Cannot connect to Database.
302	Configuration error with your bank details acquiring bank). Please contact Global Iris.
303	Error in configuration, merchant has more than one config for this currency/card combination.
304	Can't find transaction details in database.
305	HSBC Merchant Services are currently updating the system. We apologise for the inconvenience.
501	This transaction has already been processed.
502	Compulsory field not present, cannot continue.
503	Request type not allowed for this merchant.
504	There is no merchant id. Please contact Global Iris Support Team if you continue to experience this problem.
505	Sha1hash incorrect.
506	Bad XML formation.
507	Currency/Card combination not allowed.
508	Invalid request data.
509	Invalid credit card data.
510	That amount is greater than the max allowed.
511	Unable to connect to the merchant response URL.
512	Original transaction not found.
513	Can't void a settled transaction.
514	Can't settle the transaction.
600	'INTERNAL PROBLEM' Application has identified an issue with a resource dependency and cannot process the request.
601	'INVALID REQUEST' Request Format does not conform and cannot be parsed.
603	'INTERNAL EXCEPTION' Application has encountered an unknown error and cannot process the request.
666	This account has been deactivated. Please contact Global Iris Support Team for further details.

Global Payroll:


ResponseCode	Description
00	Transaction was Approved
01	Error - invalid request.
02	Error - invalid credentials.
03	Error - internal GPG Error.
05	Merchant processing network error - timeout.
20	Declined - Exceeds Maximum Ticket.
21	Declined - CVV No Match.
22	Declined - AVS No Match.
23	Declined - Fraud Prevention.
24	Declined - Test Card.
25	Declined - Transaction Not Allowed.
26	Declined - Prepaid Card Not Allowed.
27	Declined - Transaction Not Allowed.
28	Declined - Transaction Not Allowed.
200	Transaction was declined by processor.
201	Do not honor.
202	Insufficient Funds.
203	Over Limit.
204	Transaction not allowed.
220	Incorrect payment data.
221	No such card issuer.
222	No card number on file with issuer.
223	Expired card.
224	Invalid expired date.
225	Invalid card security code.
240	Call issuer for further information.
250	Pick-up card.
251	Lost card.
252	Stolen card.
253	Fraudulent card.
260	Declined with further information available.
261	Declined - stop all recurring payment.
262	Declined - stop this recurring program.
263	Declined - update cardholder data available.
264	Declined - retry in few days.
300	Transaction was rejected by gateway.
400	Transaction error returned by processor.
410	Invalid merchant configuration.
411	Merchant account is inactive.
420	Communication error.
421	Communication error with issuer.
430	Duplicate transaction at processor.
440	Processor format error.
441	Invalid transaction information.
460	Processor feature not available.
461	Unsupported card type.

GoEMerchant:


ResponseCode	Description
0	Error
1	Transaction successful
2	Transaction declined

GoToBilling:


ResponseCode	Description
0	Normal Termination
20978	A required transaction field is invalid/missing
20979	A required transaction field is missing
20988	Merchant is not approved for service
20989	Both Card and Check services are turned off
20995	Invalid transaction type
20996	Missing transaction type
20997	Invalid server (potential security violation)
20998	Could not validate Merchant Id
20999	Missing or invalid Merchant Id
30998	Internal software error

Heartland:


ResponseCode	Description
-2	Invalid license
-3	Inactive license
-4	Expired license
-5	Invalid site
-6	Inactive site
-7	Expired site
-8	Invalid device
-9	Inactive device
-10	Expired device
-11	Invalid user
-12	Invalid user password
-13	Inactive user
-14	Expired user
-15	Invalid service
-16	Inactive service
-17	Expired service
-18	Invalid device service
-19	Inactive device service
-20	Expired device service
-21	Unauthorized
0	OK
1	Gateway system error
2	Duplicate transactions
3	Invalid original transaction
4	Transaction already associated with batch
5	No current batch
6	Transaction not associated with batch
7	Invalid report parameters
8	Bad track data
9	No transaction associated with batch
10	Empty report
11	Original transaction not CPC
12	Invalid CPC data
13	Invalid edit data
14	Invalid card number
15	Batch close in progress
16	Invalid Ship Date.
17	Invalid encryption version.
18	E3 MSR Failure.
19	Invalid Reversal Amount.
20	Database operation time out.
23	An error was returned from the tokenization service when looking up a supplied token.
24	A token was supplied in the request but tokenization is not yet supported for the requested service type.
25	A token value was both supplied and requested.
30	POS Gateway did not receive a response from the back end systems. POS Gateway is not sure if the transaction was successful or not.
32	Missing KTB error.
33	Missing KSN error.

HSBC


ResponseCode	Description
A	Approved.
D	Declined. Transaction was declined by the authoriser and it is unlikely that it would receive voice approval. This is also known as a hard decline.
R	Referred. Transaction was declined by the authoriser, but it might receive voice approval. This is also known as a soft decline.
E	Error. There is something wrong with the transaction which prevents it from processing.

Innovative:


ResponseCode	Description
0	Transaction Approved
*	All other codes should be considered as declined.

Intellipay:


ResponseCode	Description
A	Approved. The purchase has been authorized by the issuer.
S	Same. The DTS has detected a possible duplicate transaction. You can treat this as a decline, or you can send the transaction again after adding the following special field with the AddSpecialField method: AddSpecialField("DUPEOK", "Y");.
D	Declined. The authorizer has declined the purchase request.
X	Expired. The card has expired.
E	Error. A data entry error of some kind has occurred.
U	Unknown. An unknown processor or issuer error has occurred.
F	Failure. A system failure of some kind has occurred.

Intuit Payment Solutions (formerly known as ECHOnline):


ResponseCode	Description
G	Approved
D	Declined
C	Cancelled
T	Timeout waiting for host response
R	Received

ITransact/NexCommerce:


ResponseCode	Description
0	Approved.
1	Declined or error condition.

JetPay XML:


ResponseCode	Description
000	Approved
001	Refer to card issuer.
002	Refer to card issuer, special condition.
003	Pick up card.
005	Do not honor.
006	Error.
007	Pickup card, special condition.
014	Invalid account number (no such number).
015	No such issuer.
025	Record cannot be found.
041	Pick up card (lost card).
043	Pick up card (stolen card).
051	Insufficient funds.
052	No checking account.
054	Expired Card.
057	Transaction not permitted to cardholder.
062	Restricted card.
100	Do not honor.
103	Invalid manual Entry 4DBC.
104	New card issued.
105	Account Canceled.
107	Please Call Issuer.
109	Invalid merchant.
110	Invalid amount.
111	Invalid account.
115	Service not permitted.
122	Invalid card (CID) security code.
125	Invalid effective date.
181	Format error.
182	Please wait.
183	Invalid currency code.
188	Expiration date required.
189	Canceled or Closed Merchant/SE.
200	Pick up card.
400	Reversal accepted.
913	Merchants who do not accept certain credit card types.
917	Expired card.
981	Merchant accounts that are configured to reject transactions based on AVS results.
992	Decline/Timeout.
900	XML syntax error.

LinkPoint/Chase/First Data/Your Pay:


ResponseCode	Description
APPROVED	The transaction was approved.
DECLINED	the transaction was declined.
FRAUD	Fraudulent transaction detected.

Litle:


ResponseCode	Description
000	Approved
010	Partially Approved
100	Processing Network Unavailable
101	Issuer Unavailable
102	Re-submit Transaction
110	Insufficient Funds
111	Authorization amount has already been depleted
120	Call Issuer
121	Call AMEX
122	Call Diners Club
123	Call Discover
124	Call JBS
125	Call Visa/MasterCard
126	Call Issuer - Update Cardholder Data
127	Exceeds Approval Amount Limit
130	Call Indicated Number
140	Update Cardholder Data
191	The merchant is not registered in the update program.
301	Invalid Account Number
302	Account Number Does Not Match Payment Type
303	Pick Up Card
304	Lost/Stolen Card
305	Expired Card
306	Authorization has expired; no need to reverse
307	Restricted Card
308	Restricted Card - Chargeback
310	Invalid track data
311	Deposit is already referenced by a chargeback
320	Invalid Expiration Date
321	Invalid Merchant
322	Invalid Transaction
323	No such issuer
324	Invalid Pin
325	Transaction not allowed at terminal
326	Exceeds number of PIN entries
327	Cardholder transaction not permitted
328	Cardholder requested that recurring or installment payment be stopped
330	Invalid Payment Type
335	This method of payment does not support authorization reversals
340	Invalid Amount
346	Invalid billing descriptor prefix
349	Do Not Honor
350	Generic Decline
351	Decline - Request Positive ID
352	Decline CVV2/CID Fail
353	Merchant requested decline due to AVS result
354	3-D Secure transaction not supported by merchant
355	Failed velocity check
356	Invalid purchase level III, the transaction contained bad or missing data
360	No transaction found with specified litleTxnId
361	Authorization no longer available
362	Transaction Not Voided - Already Settled
363	Auto-void on refund
365	Total credit amount exceeds capture amount
370	Internal System Error - Call Litle
400	No Email Notification was sent for the transaction
401	Invalid Email Address
500	The account number was changed
501	The account was closed
502	The expiration date was changed
503	The issuing bank does not participate in the update program
504	Contact the cardholder for updated information
505	No match found
506	No changes found
601	Soft Decline - Primary Funding Source Failed
602	Soft Decline - Buyer has alternate funding source
610	Hard Decline - Invalid Billing Agreement Id
611	Hard Decline - Primary Funding Source Failed
612	Hard Decline - Issue with Paypal Account
701	Under 18 years old
702	Bill to outside USA
703	Bill to address is not equal to ship to address
704	Declined, foreign currency, must be USD
705	On negative file
706	Blocked agreement
707	Insufficient buying power
708	Invalid Data
709	Invalid Data - data elements missing
710	Invalid Data - data format error
711	Invalid Data - Invalid T&C version
712	Duplicate transaction
713	Verify billing address
714	Inactive Account
716	Invalid Auth
717	Authorization already exists for the order

Merchant Anywhere:


ResponseCode	Description
0	Approved
1	Declined

Merchant E-Solutions:


ResponseCode	Description
000	Transaction Approved.
085	No reason to decline (Response to an AVS Only transaction)
0xx	Transaction declined. xx = decline reason code.
101	Invalid Profile ID or Profile Key.
102	Incomplete Request.
103	Invoice Number Length Error.
104	Reference Number Length Error.
105	AVS Address Length Error.
106	AVS Zip Length Error.
107	Merchant Name Length Error.
108	Merchant City Length Error.
109	Merchant State Length Error.
110	Merchant Zip Length Error.
111	Merchant Category Code Length Error.
112	Merchant Phone Length Error.
113	Reference Number Must Be Numeric.
114	Missing Card Holder Account Data.
115	Invalid Card Number.
116	Credits Not Allowed.
117	Card Type Not Accepted.
118	Currency Type Not Accepted.
119	Retry ID length error. Must be 16 characters or less
120	An invoice number is required for a 3D enrollment check
121	MOTO/e-Commerce indicator length error.
122	Non-USD offline transaction are not supported
123	Client Reference Number length error
124	Batch Number Required
125	Invalid Batch Number
201	Invalid Transaction ID.
202	Invalid Transaction Amount.
203	Void Failed.
204	Transaction Already Settled.
205	Transaction Already Voided.
206	Transaction Already refunded.
207	Refund failed.
208	Failed to receive a response from auth host.
209	Invalid tax amount.
210	AVS result is declined by user.
211	CVV2 result is declined by user.
212	Refund amount must be between zero and the original amount.
213	Only sale transactions can be refunded.
214	Only one type of card data allowed per request.
215	Invalid Card ID.
216	Failed to load card data, retry request.
217	Failed to store card data, retry request.
218	Card ID parameter cannot be included in this type of transaction.
219	Offline transactions requires an authorization code
220	Failed to delete card data, retry request
221	Invalid Card ID
222	Card ID required
223	Retry Request ID Lookup Failed
224	FX rate ID invalid.
225	FX rate has expired.
226	FX rate lookup failed, retry request.
227	FX rate ID required for foreign currency transactions.
228	Base and consumer amounts are inconsistent with the FX rate.
229	Failed to find currency code for the requested country code.
230	Failed to post transaction the FX service.
231	FX amount in base currency is required.
232	FX transactions not accepted for this account.
233	Request currency code must match FX rate currency code
234	Pin debit transactions require track 2 swipe data.
235	Invalid pin debit transaction type.
236	Non-USD pin debit transactions are not supported.
237	Batch Close Failed
238	Quit Duplicate Batch
300	Failed to capture International transaction.
301	Failed to void International transaction.
302	Failed to refund International transaction.
303	Card Verify not supported.
304	Failed to reverse International authorization.
400	VBV/MSC Enrollment Check
401	VBV/MSC Verification Failed.
999	Internal Error.

Merchant Partners:


ResponseCode	Description
Declined	Transaction declined.
Approved	Transaction accepted.

Monetra:


ResponseCode	Description
AUTH	Transaction authorized/approved.
CALL	Call processor for authorization.
DENY	transaction denied, permanent denial, not likely to succeed on further attempts.
DUPL	Duplicate transaction.
PKUP	Confiscate card.
RETRY	Temporary error, retrying the transaction may yield a different result. Typically these are clerk-initiated retries, not automated.
SETUP	Setup error.
TIMEOUT	Transaction not processed in allocated amount of time.

Moneris (Canada and USA):


ResponseCode	Description
0	Declined or incomplete.
1	Approved.

My Virtual Merchant:


ResponseCode	ResponseText	Description
0	APPROVED	Transaction approved.
1	(Custom server response)	Declined or error condition. See ResponseText for additional information.
[Empty]	[Empty]	See ErrorCode and ErrorText for error information.

Netbanx:


ResponseCode	Description
ACCEPTED	The transaction was processed.
DECLINED	The transaction was declined before it was sent for processing.
ERROR	The transaction was attempted but failed.

Network Merchants:


ResponseCode	Description
1	Accepted
2	Declined
3	Error

Ogone:


ResponseCode	Description
0	Incomplete or invalid
1	Cancelled by client
2	Authorization refused
4	Order stored
41	Waiting client payment
5	Authorized
51	Authorization waiting
52	Authorization not known
55	Stand-by
59	Authoriz. to get manually
6	Authorized and cancelled
61	Author. deletion waiting
62	Author. deletion uncertain
63	Author. deletion refused
64	Authorized and cancelled
7	Payment deleted
71	Payment deletion pending
72	Payment deletion uncertain
73	Payment deletion refused
74	Payment deleted
75	Deletion processed by merchant
8	Refund
81	Refund pending
82	Refund uncertain
83	Refund refused
84	Payment declined by the acquirer
85	Refund processed by merchant
9	Payment requested
91	Payment processing
92	Payment uncertain
93	Payment refused
94	Refund declined by the acquirer
95	Payment processed by merchant
99	Being processed

Orbital:


ResponseCode	Description
0	Decline.
1	Approved.
2	Message/System error.

Pay Direct:


ResponseCode	Description
0	Failed Transaction
1	Successful Transaction (for Charge and Settle)
2	Voided or Refunded Transaction
5	Pending Credit for First Data
7	Successful Authorization Transaction
9	Pending Transaction
10	Successful Pending E-Check Transaction
21	eCheck NSF
22	eCheck NSF
23	eCheck Return
24	eCheck Return

Pay Junction:


ResponseCode	Description
00	Approved.
85	Approved.
FE	There was a format error with your Trinity Gateway Service (API) request.
LE	Could not log you in (problem with dc_logon and/or dc_password).
AE	Address verification failed because address did not match.
ZE	Address verification failed because zip did not match.
XE	Address verification failed because zip and address did not match.
YE	Address verification failed because zip and address did not match.
OE	Address verification failed because address or zip did not match..
UE	Address verification failed because cardholder address unavailable.
RE	Address verification failed because address verification system is not working.
SE	Address verification failed because address verification system is unavailable.
EE	Address verification failed because transaction is not a mail or phone order.
GE	Address verification failed because international support is unavailable.
CE	Declined because CVV2/CVC2 code did not match.
NL	Aborted because of a system error, please try again later.
AB	Aborted because of an upstream system error, please try again later.
04	Declined. Pick up card.
07	Declined. Pick up card (Special Condition).
41	Declined. Pick up card (Lost).
43	Declined. Pick up card (Stolen).
13	Declined because of the amount is invalid.
14	Declined because the card number is invalid.
80	Declined because of an invalid date.
05	Declined. Do not honor.
51	Declined because of insufficient funds.
N4	Declined because the amount exceeds issuer withdrawal limit.
61	Declined because the amount exceeds withdrawal limit.
62	Declined because of an invalid service code (restricted).
65	Declined because the card activity limit exceeded.
93	Declined because there a violation (the transaction could not be completed).
06	Declined because address verification failed.
54	Declined because the card has expired.
15	Declined because there is no such issuer.
96	Declined because of a system error.
N7	Declined because of a CVV2/CVC2 mismatch.
M4	Declined.

Pay Leap:


ResponseCode	Description
-100	Transaction NOT Processed; Generic Host Error
0	Approved
1	User Authentication Failed
2	Invalid Transaction
3	Invalid Transaction Type
4	Invalid Amount
5	Invalid Merchant Information
7	Field Format Error
8	Not a Transaction Server
9	Invalid Parameter Stream
10	Too Many Line Items
11	Client Timeout Waiting for Response
12	Decline
13	Referral
14	Transaction Type Not Supported In This Version
19	Original Transaction ID Not Found
20	Customer Reference Number Not Found
22	Invalid ABA Number
23	Invalid Account Number
24	Invalid Expiration Date
25	Transaction Type Not Supported by Host
26	Invalid Reference Number
27	Invalid Receipt Information
28	Invalid Check Holder Name
29	Invalid Check Number
30	Check DL Verification Requires DL State
40	Transaction did not connect (to NCN because SecureNCIS is not running on the web server)
50	Insufficient Funds Available
99	General Error
100	Invalid Transaction Returned from Host
101	Timeout Value too Small or Invalid Time Out Value
102	Processor Not Available
103	Error Reading Response from Host
104	Timeout waiting for Processor Response
105	Credit Error
106	Host Not Available
107	Duplicate Suppression Timeout
108	Void Error
109	Timeout Waiting for Host Response
110	Duplicate Transaction
111	Capture Error
112	Failed AVS Check
113	Cannot Exceed Sales Cap
1000	Generic Host Error
1001	Invalid Login
1002	Insufficient Privilege or Invalid Amount
1003	Invalid Login Blocked
1004	Invalid Login Deactivated
1005	Transaction Type Not Allowed
1006	Unsupported Processor
1007	Invalid Request Message
1008	Invalid Version
1010	Payment Type Not Supported
1011	Error Starting Transaction
1012	Error Finishing Transaction
1013	Error Checking Duplicate
1014	No Records To Settle (in the current batch)
1015	No Records To Process (in the current batch)

PayFlow Link:


ResponseCode	Description
0	Approved
-	Anything other than an approved transaction will return no code. However, the ResponseText property will contain the error message.

PayFlow Pro:


ResponseCode	Description
0	Approved.
1	User authentication failed.
2	Invalid tender type. Your merchant bank account does not support the following credit card type that was submitted.
3	Invalid transaction type. Transaction type is not appropriate for this transaction. For example, you cannot credit an authorization-only transaction.
4	Invalid amount format.
5	Invalid merchant information. Processor does not recognize your merchant account information. Contact your bank account acquirer to resolve this problem.
7	Field format error. Invalid information entered.
8	Not a transaction server.
9	Too many parameters or invalid stream.
10	Too many line items.
11	Client timeout waiting for response.
12	Declined. Please check the credit card number and transaction information to make sure they were entered correctly. If this does not resolve the problem, have the customer call the credit card issuer to resolve.
13	Referral. Transaction was declined but could be approved with a verbal authorization from the bank that issued the card. Submit a manual Voice Authorization transaction and enter the verbal auth code.
19	Original transaction ID (PNRef) not found. The transaction ID you entered for this transaction is not valid.
20	Cannot find the customer reference number.
22	Invalid ABA number.
23	Invalid account number. Please check credit card number and re-submit.
24	Invalid expiration date. Please check and re-submit.
25	Transaction type not mapped to this host.
26	Invalid vendor account.
27	Insufficient partner permissions.
28	Insufficient user permissions.
29	Invalid XML document. This could be caused by an unrecognized XML tag or a bad XML format that cannot be parsed by the system.
30	Duplicate transaction.
31	Error in adding the recurring profile.
32	Error in modifying the recurring profile.
33	Error in canceling the recurring profile.
34	Error in forcing the recurring profile.
35	Error in reactivating the recurring profile.
36	OLTP Transaction failed.
50	Insufficient funds available.
99	General error.
100	Transaction type not supported by host.
101	Timeout value too small.
102	Processor not available.
103	Error reading response from host.
104	Timeout waiting for processor response. Try your transaction again.
105	Credit Error. Please make sure you have not already credited this transaction, or that this transaction ID is for a creditable transaction (for example, you cannot credit an authorization.)
106	Host not available.
107	Duplicate suppression timeout.
108	Void error. Please make sure the transaction ID entered has not already been voided. If not, then look at the Transaction Detail screen for this transaction to see if it has settled (the Batch field will be set to a number greater than zero if the transaction has been settled.) If the transaction has already settled your only recourse is a reversal (credit a payment or submit a payment for a credit).
109	Timeout waiting for host response.
111	Capture error. Only authorization transactions can be captured.
112	Failed AVS check. Address and zip code do not match.
113	Cannot exceed sales cap. For ACH transactions only (not supported.)
114	CVV2 Mismatch. An authorization may still exist on the cardholder's account.
115	System is busy, try again later.
116	VPS Internal error - Failed to lock terminal number.
117	Failed merchant rule check. An attempt was made to submit a transaction that failed to meet the security settings specified on the VeriSign Manager Security Settings page. See VeriSign Manager User's Guide.
118	Invalid keywords found in string fields.
1000	Generic host error. This is a generic message returned by your credit card processor. The message itself will contain more information describing the error.

PayFuse: (Note, this is a selection of error codes. Please see the API docs for a complete list. Only codes 1 and 4 indicate approval.)


ResponseCode	Description
1	Approved.
2	Referral (General).
3	Referral - Call bank for manual approval.
4	AVS request accepted.
50	Declined (General).
51	Connection timed-out.
52	Error connecting to processor or sending data.
53	Error during Payment Commit phase.
54	Timed out waiting for response.
100	Transaction failed to settle due to Soft Error.
101	Transaction failed to settle due to Hard Error.
102	Transaction failed to settle because the transaction is marked as Locked.
500	Declined - Transaction considered fraudulent by Fraud component.
501	"The transaction was Approved by the processor. However, it failed a postprocessing fraud rule and has been voided."
502	"The transaction was Approved by the processor. However, it failed a fraud rule and has been marked for review."

Payment Express:


ResponseCode	Description
1	Approved
0	Decline or error

Payscape:


ResponseCode	Description
1	Accepted
2	Declined
3	Error

PayTrace:


ResponseCode	Description
0	Approved.
-1	The response from the PayTrace API was null.
30	Customer ID, xxxxx, was not found or is incomplete.
35	Please provide a valid Credit Card Number.
36	Customer ID, xxxxxx, does not have a valid billing address.
37	Customer ID, xxxxxx, does not have a valid billing ZIP.
39	Your PayTrace account is not set up to accept this card type.
40	An error occurred during the decryption process.
43	Please provide a valid Expiration Month.
44	Please provide a valid Expiration Year.
45	Please provide a valid Checking Account Number.
46	Please provide a valid Transit Routing Number.
47	Please provide an Amount that is less than your Sale Ceiling Amount.
48	Please provide an Amount that is less than your Refund Ceiling Amount.
51	Please provide a valid Amount.
54	Cash Advances may only be processed as Sales.
55	Cash Advances may only be processed through accounts set up in the TSYS/Vital network.
56	Cash Advances may not be processed to stored customers.
57	Your PayTrace account is not set up to process Cash Advances.
58	Please provide a valid Transaction ID.
59	Please provide a valid Check ID.
61	The Customer ID that you provided was not found in the PayTrace records.
62	Please provide a valid Photo ID.
63	Please provide a valid ID Expiration.
64	Please provide a valid Last 4 of Card.
65	Cash Advances may only be processed on Visa, MasterCard, and Discover cards.
80	The Check ID that you provided was not found in the PayTrace records. It may already be voided or settled.
81	The Transaction ID that you provided was not found in the PayTrace records. It may be a voided a transaction or an unsettled transaction.
82	Please provide a valid Batch Number.
83	This is not an approved transaction so it can not be captured.
84	This transactions approval code has expired as it was obtained more than 20 days ago.
85	The Transaction ID that you provided was not found in the PayTrace records. It may already be captured or settled.
86	The Transaction ID that you provided was not found in the PayTrace records. It may already be voided, settled, or an uncaptured authorization.
87	The Transaction ID that you provided was not found in the PayTrace records, and the receipt could not be emailed.
88	The Transaction ID that you provided was not found in the PayTrace records, and level 3 data could not be added to the Visa transaction.
89	The Transaction ID that you provided was not found in the PayTrace records, and level 3 data could not be added to the MasterCard transaction.
90	The Transaction ID that you provided was not found in the PayTrace records, and the amount was not updated.
115	Please provide a valid Approval Code.
116	Please provide a valid Transaction Type.
117	Please provide a valid Billing Name.
118	Please provide a valid Billing Address.
119	Please provide a valid Billing Address 2.
120	Please provide a valid City.
121	Please provide a valid State.
122	Please provide a valid Zip Code.
124	Please provide a valid Shipping Name.
125	Please provide a valid Shipping Address.
126	Please provide a valid Shipping Address 2.
127	Please provide a valid Shipping City.
128	Please provide a valid Shipping County.
129	Please provide a valid Shipping State.
130	Please provide a valid Shipping Zip Code.
131	Please provide a valid Shipping Country
132	Please provide a valid Phone Number.
133	Please provide a valid Source State.
134	Please provide a valid Source Zip Code.
135	Please provide a valid list of Shippers.
136	Please provide a valid Weight.
137	Please provide a valid Fax Number.
139	Please make sure the Shipping State and Shipping Zip are accurate.
141	Please provide a valid Email Address.
148	Please provide a valid CSC.
149	Please provide a valid Invoice Number.
150	Please provide a valid Description.
151	Please provide a valid Tax Amount.
152	Please provide a valid Customer Reference.
153	This customer profile does not have an email address to send the receipt.
160	Please provide a valid Frequency.
161	Please provide a valid Transaction Count.
162	Please provide a valid Start Date.
163	Please provide a valid Next Date.
164	Please provide a valid Repeat value.
165	Please provide a valid Recurring Payment ID.
169	No recurring payments were found with this criteria.
170	No approved transactions were found for this customer.
171	Please provide a unique customer ID.
172	Please provide a Customer Password that is greater than 6 characters and less than 255 characters.
175	Please provide a valid Start Date.
176	Please provide a valid End Date.
177	Please provide a date range.
178	Please provide a valid User.
180	No transactions were found with these criteria.
185	No customers were found with these criteria.
190	Please provide a valid National Tax Amount.
191	Please provide a valid Merchant Tax ID.
192	Please provide a valid Customer Tax ID.
193	Please provide a valid Commodity Code.
194	Please provide a valid Discount Amount.
195	Please provide a valid Freight Amount.
196	Please provide a valid Duty Amount.
197	Please provide a valid Additional Tax Amount.
198	Please provide a valid Additional Tax Rate.
199	Please provide a valid Additional Tax Indicator.
200	Please provide a valid Line Item record.
201	Please provide a valid Line Item Commodity Code.
202	Please provide a valid Line Item Description.
203	Please provide a valid Line Item Product ID.
204	Please provide a valid Line Item Quantity.
205	Please provide a valid Line Item Measure.
206	Please provide a valid Line Item Unit Cost.
207	Please provide a valid Line Item Additional Tax Amount.
208	Please provide a valid Line Item Additional Tax Rate.
209	Please provide a valid Line Item Discount.
210	Please provide a valid Line Item Amount.
211	Please provide a valid Line Item Additional Tax Indicator.
212	Please provide a valid Line Item Discount Rate.
213	Please provide a valid Line Item Discount Indicator.
214	Please provide a valid Line Item Net Gross Indicator.
215	Please provide a valid Line Item Debit Credit Indicator.
230	Batch was not initiated as no transactions are pending settlment.
231	Batch was not initiated as another batch is in progress or pending.
700	This transaction was not approved because the authorization network was not available. Please retry this transaction again.
740	PayTrace is unable to process this check as the check processor information is incomplete or the network returned an error.
750	PayTrace does not support this transaction type for this check processor.
777	PayTrace blocked this transaction because it is a duplicate, and it may be reprocessed in ### minute(s).
867	Please provide valid new passwords.
869	Please provide new passwords that are unique to your previous 4 passwords.
880	This customer is schedule for recurring payment #xxxxx and may not be deleted.
900	Please indicate that you agree with PayTrace's terms and conditions.
950	Unreferenced refunds are not permitted for Optima Payments accounts.
951	Forced Sales are not permitted for Optimal Payments accounts.
952	Swiped/card present transactions are not permitted for Optimal Payments accounts.
973	The processor information for xxxxxx is incomplete.
974	Your PayTrace account is not set up to use the PayTrace API.
975	Your PayTrace account is not set up to process recurring transactions.
976	Your account is only set up to process Cash Advances and Voids.
978	Your account is not set up to process checks.
979	Password is expired. Please log into virtual terminal to reset password.
980~986	Log in failed for insufficient permissions.
987	Please provide a valid method or request to process.
988	Log in failed.
989	Log in failed for insufficient permissions.
990	Please provide a properly formatted parameter string.
991	Log in failed.
992	Please ensure you have exactly one '~' between each of the name and value pairs in the parameter string.
993	xxxxxx is not a valid parameter name.
994	Please provide a valid user name.
995	Please provide a valid password.
998	Log in failed.
999	Log in failed for insufficient permissions.

Payvision:


ResponseCode	Description
0	There were no errors during the execution of the operation.
1000	This code groups all errors related to the parameters sent.
2000	Groups all errors related to Payvision.
3000	Groups all responses related to declines.
3100	Groups all responses related to Referral transactions.
3200	Groups all errors related to the acquiring bank.
4000	Groups all errors regarding security issues.
5000	Groups all unexpected errors.
6000	Groups all codes different than 0 given by the business rules applied to the execution of an operation.

PayWiser:


ResponseCode	Description
-1	Invalid caller
-2	Invalid parameters
-3	Duplicate ReferenceID
-4	Error calling bank
-5	Unknown card type
-6	Wrong format of CardExpDate
-7	Invalid CheckReferenceID
-8	Invalid PGReferenceID
-9	Amount is out of bounds (either 0 or not between min and max)
-10	Invalid ReservationReferenceID
-11	General processing error
-12	Invalid InitPaymentReferenceID
-13	Web payment is no longer active
-14	Web payment was already processed
-15	Invalid PaymentCheckURL response
-16	Invalid card region (intra)
-17	Invalid card region (inter)
-18	Hourly transaction count limit exceeded
-19	Daily transaction count limit exceeded
-20	Monthly transaction count limit exceeded
-21	Hourly transaction sum limit exceeded
-22	Daily transaction sum limit exceeded
-23	Monthly transaction sum limit exceeded
-24	Hourly card transaction count limit exceeded
-25	Daily card transaction count limit exceeded
-26	Monthly card transaction count limit exceeded
-27	Invalid WebFormLanguage
-28	Invalid TemplateID
-29	Invalid RecurringScheduleID
-30	General Moneta error
-31	Invalid AgreementID
-32	Agreement not confirmed
-33	3DS error - wrong card type
-34	3DS processing error
-35	3DS is not set up for this account
-36	3DS is not allowed for this account
-37	3DS error - parameter ThreeDSecurePaRes or ThreeDSecureReferenceID is required
-38	3DS error - parameter ThreeDSecureData is required
-39	3DS error - ThreeDSecureReferenceID not found or not completed
-40	Maestro cards cannot be tokenized. Use /Reserve with card data instead.
-41	Merchant requires 3DS, but this card does not support 3DS
-42	Maestro cards processing require 3DS enabled account
-43	Maestro cards cannot be tokenized.
-44	Maestro cards require 3DS.
-45	3DS error - parameter ThreeDSecureReferenceID is required
-46	Yearly transaction count limit exceeded
-47	Yearly transaction sum limit exceeded
-48	Yearly card transaction count limit exceeded
-49	Account has been temporarily suspended
-50	Card has already been declined by the bank. Unable to process this card for 10 minutes.
-51	Recurring payments or installments are not allowed with mandatory 3DS.
-52	Down payments, skipping payments or shitfing first payment are not alloweed with mandatory 3DS.
-53	Invalid RecurringPlanID
-54	Invalid FirstPaymentDate
-55	Invalid ExpiryDate
-56	PaymentsSkipCount cannot be greater than total number of payments
-57	Recurring payments cannot have Amount (use RecurringPayment.PaymentAmount instead)
-58	Recurring ExpiryDate must be after FirstPaymentDate
-59	Recurring FirstPaymentDate can not be before today
-60	Duplicate RecurringReferenceID
-61	Recurring payments are now allowed for this account
-62	Recurring schedule does not exist
-63	Recurring schedule is already terminated
-64	Invalid PlanPattern value
-65	Invalid RetryPattern value
-66	MaxRetryCount must be greater or equal to 0
-67	Either both MaxRetryCount and RetryPattern or none of them must be specified
-68	PaymentHour must be between 0 and 23
-69	Card with specified CardToken does not exist
-70	Recurring plan can not have InstallmentTotalValue
-71	ImmediatePaymentAmount is out of bounds (either 0 or not between min and max)
-72	PaymentAmount is out of bounds (either 0 or not between min and max)
-73	Card payments are now allowed, specifying AllowCards is not allowed
-74	Moneta payments are now allowed, specifying AllowMoneta is not allowed
-75	AdjustPlanWithStartDate is not allowed with specified recurring plan pattern
-76	RenewYearly is only allowed with installment type (not recurring) and for monthly plans with less than 12 installments only
-77	Sepa payments are now allowed for this account
-78	Invalid MandateSignatureDate
-79	Duplicate MandateID
-80	MandateID does not exist
-81	MandateID is already revoked
-82	Amount is out of bounds (either 0 or not between min and max)
-83	Invalid CheckPaymentReferenceID
-84	Invalid Sepa Sequence
-85	Invalid MandateValidFromDate
-86	Sepa collection date can not be before current day
-87	Sepa payment date is out of bounds (either to soon or too late) for bank processing, check StartDate
-88	Invalid CollectionDate
-89	MandateID is allowed only for Sepa payments
-90	Sepa mandate is canceled
-91	Currency mismatch (different currency than used for Reserve)
-92	Invalid Amount (larger than used for Reserve)
-93	Sepa mandate has already been used
-94	Invalid combination of CardToken, SepaMandateID and MonetaAgreementID - only one can be used
-95	Recurring payments require recurring mandate
-96	One or more itms in the list has Currency different from the payment Currency
-97	Either CardToken, SepaCreditorMandateID or MonetaAgreementID must be specified
-98	Sepa first payment date is out of bounds (either to soon or too late) for bank processing
-99	Sepa consecutive payment dates are out of bounds (either to soon or too late) for bank processing
-100	Sepa consecutive retry dates are out of bounds (either to soon or too late) for bank processing
-101	Sepa payments are now allowed, specifying AllowSepa is not allowed
-102	MonetaDO settings missing
-103	MonetaDO error
-104	MonetaDO agreement does not exist
-105	MonetaDO agreement is not yet confirmed by the customer
-106	MonetaDO agreement is canceled
-107	MonetaDO reservation does not exist
-108	Only EUR currency is allowed for Moneta payments
-109	AgreementID is not allowed for non-recurring payments
-110	AgreementID is allowed only for moneta payments
-111	MobileNumber does not support Moneta payments
-113	General Sepa error
-114	Invalid characters
-115	Sepa error - access token not available
-116	Payouts are not allowed for this account
-117	Surcharge+Cashback can not be greater than Amount
-118	Invalid Surcharge amount (larger than used for Reserve)
-119	Invalid CashBack amount (larger than used for Reserve)
-120	Surcharge is allowed only for card payments
-121	Surcharge can not be greater than Amount
0	Ok
305	3DS is needed
1000	Confirmation requested
1001	Agreement not active
20000	Approved
40000	General input error
40110	Invalid card number
40120	Invalid CSC
40130	Invalid expire date
40135	Card expired
40140	Invalid currency
40200	Clearhaus rule violation
40300	3-D Secure problem
40310	3-D Secure authentication failure
40400	Backend problem
40410	Declined by issuer or card scheme
40411	Card restricted
40412	Card lost or stolen
40413	Insufficient funds
40414	Suspected fraud
40415	Amount limit exceeded
50000	Clearhaus error
40000	General input error
40110	Invalid card number
40120	Invalid CSC
40130	Invalid expire date
40135	Card expired
40140	Invalid currency
40200	Clearhaus rule violation
40300	3-D Secure problem

PhoeniXGate:


ResponseCode	Description
-100	Transaction NOT Processed; Generic Host Error.
0	Approved.
1	User Authentication Failed.
2	Invalid Transaction.
3	Invalid Transaction Type.
4	Invalid Amount.
5	Invalid Merchant Information.
7	Field Format Error.
8	Not a Transaction Server.
9	Invalid Parameter Stream.
10	Too Many Line Items.
11	Client Timeout Waiting for Response.
12	Decline.
13	Referral.
14	Transaction Type Not Supported In This Version.
19	Original Transaction ID Not Found.
20	Customer Reference Number Not Found.
22	Invalid ABA Number.
23	Invalid Account Number.
24	Invalid Expiration Date.
25	Transaction Type Not Supported by Host.
26	Invalid Reference Number.
27	Invalid Receipt Information.
28	Invalid Check Holder Name.
29	Invalid Check Number.
30	Check DL Verification Requires DL State.
40	Transaction did not connect (to NCN because SecureNCIS is not running on the web server).
50	Insufficient Funds Available.
99	General Error.
100	Invalid Transaction Returned from Host.
101	Timeout Value too Small or Invalid Time Out Value.
102	Processor Not Available.
103	Error Reading Response from Host.
104	Timeout waiting for Processor Response.
105	Credit Error.
106	Host Not Available.
107	Duplicate Suppression Timeout.
108	Void Error.
109	Timeout Waiting for Host Response.
110	Duplicate Transaction.
111	Capture Error.
112	Failed AVS Check.
113	Cannot Exceed Sales Cap.
1000	Generic Host Error.
1001	Invalid Login.
1002	Insufficient Privilege or Invalid Amount.
1003	Invalid Login Blocked.
1004	Invalid Login Deactivated.
1005	Transaction Type Not Allowed.
1006	Unsupported Processor.
1007	Invalid Request Message.
1008	Invalid Version.
1010	Payment Type Not Supported.
1011	Error Starting Transaction.
1012	Error Finishing Transaction.
1013	Error Checking Duplicate.
1014	No Records To Settle (in the current batch).
1015	No Records To Process (in the current batch).

Planet Payment:


ResponseCode	ResponseText	Description
01	CALL	See ResponseText for issuer phone number
02	CALL	See ResponseText for issuer phone number
03	TERM ID ERROR	Invalid merchant ID
04	HOLD - CALL	Pick up card
05*	DECLINE	Do not honor
06	ERROR	General error
07	PICKUP CARD	Do not honor
08	HONOR WITH ID	Honor with customer ID
10	PARTIAL APPROVAL	Partial approval for the authorized amount returned
11	APPROVAL VIP	approval
12*	INVALID TRANS	Invalid transaction
13*	AMOUNT ERROR	Invalid transaction amount
14*	CARD NO. ERROR	Invalid card number
15*	NO SUCH ISSUER	No such issuer
17	CUST CANCELATION	Customer cancellation
19*	RE ENTER	Re-enter transaction
21	NO ACTION TAKEN	Unable to back out transaction
25*	NO RECORD FOUND	Unable to locate record in file, or account number is missing from inquiry
27*	ERROR	Issuer File Update field edit error
28*	NO REPLY	Temporarily unavailable
30*	CALL	Format error
32	PARTIAL REVERSAL	Partial reversal
40	NOT SUPPORTED	Requested function not supported
41	HOLD-CALL	Pickup card-lost
43	HOLD-CALL	Pickup card-stolen
51*	DECLINE	Insufficient funds
52	NO CHECK ACCOUNT	No checking account
53	NO SAVE ACCOUNT	No savings account
54*	EXPIRED CARD	Expired card
55	WRONG PIN	Incorrect PIN
57	SERV NOT ALLOWED	Transaction not permitted-card
58	SERV NOT ALLOWED	Transaction not permitted-terminal
59	DECLINE	Suspected fraud
61*	DECLINE	Exceeds withdrawal limit
62	DECLINE	Invalid service code, restricted
63	SEC VIOLATION	Security violation
65*	DECLINE	Activity limit exceeded
68	LATE RESPONSE	Response received late
75	PIN EXCEEDED PIN	tries exceeded
76*	NO ACTION TAKEN	Unable to locate
77*	NO ACTION TAKEN	Inconsistent data, rev. or repeat
78*	NO ACCOUNT	No account
79	ALREADY REVERSED	Already reversed
80	DATE ERROR	Invalid date
81*	ENCRYPTION ERROR	Cryptographic error
82	INCORRECT CVV	CVV data incorrect
83	CANT VERIFY PIN	Cannot verify PIN
84	BAD LIFE CYCLE	Invalid authorization life cycle
85	CARD OK	No reason to decline
86	CANT VERIFY PIN	Cannot verify PIN
87	DECLINE	Network unavailable
91*	NO REPLY	Issuer unavailable
92*	INVALID ROUTING	Destination not found
93	DECLINE	Violation, cannot complete
94*	DECLINE	Duplicate transmission detected
96*	SYSTEM ERROR	Re-send, system error
AX	EXCEEDS AMOUNT	Amount exceeds either the minimum or maximum allowed amount
B1	SURCHARGE NOT ALLOWED	Surcharge amount not permitted on Visa cards or EBT food stamps
ER	ERROR	Error-see MRC response
N0*	FORCE STIP	Force STIP
N3	CASHBACK NOT AVAIL	Cash back service not available
N4*	DECLINE	Exceeds issuer withdrawal limit
N7	CVV2 MISMATCH CVV2	value supplied is invalid
P2	INVALID BILL INFO	Invalid biller information
P5	PIN CHARGE/UNBLOCK DECLINED	PIN charge/unblock declined
P6	UNSAFE PIN	Unsafe PIN
Q1	AUTHENTIC FAILED	Card authentication failed
R0	STOP RECURRING	Customer requested stop of specific recurring payment.
R1	STOP RECURRING	Customer requested stop of all recurring payments from specific merchant.
R3	ALL AUTH REVOKED	Revocation of All Authorizations Order SD SOFT DECLINE Transaction is declined by the Gateway based on merchant's settings for ACCOUNT_VALIDATION and CONSUMER_VALIDATION TO (Tee-oh)* TIME OUT Re-submit
XA*	FORWARD 2 ISSUER	Forward to issuer
XD*	FORWARD 2 ISSUER	Forward to issuer
Z3*	UNABLE TO ONLINE	Unable to go online, declined.

An asterisk (*) denotes a recoverable ARC for recurring transactions. If any other ARC is returned for a recurring transaction, the schedule is automatically canceled.

PlugNPay:


ResponseCode	Description
A	Approved.
C	Call Auth Center.
D	Declined.
P	Pick up card.
X	Expired.
E	Other Error.

ProPay XML:


ResponseCode	Description
00	Success
20	Invalid username
21	Invalid transType
23	Invalid accountType
24	Invalid sourceEmail
25	Invalid firstName
26	Invalid mInitial
27	Invalid lastName
28	Invalid billAddr
29	Invalid aptNum
30	Invalid city
31	Invalid state
32	Invalid billZip
33	Invalid mailAddr
34	Invalid mailApt
35	Invalid mailCity
36	Invalid mailState
37	Invalid mailZip
38	Invalid dayPhone
39	Invalid evenPhone
40	Invalid ssn
41	Invalid dob
42	Invalid recEmail
43	Invalid knownAccount
44	Invalid amount
45	Invalid invNum
46	Invalid rtNum
47	Invalid accntNum
48	Invalid ccNum
49	Invalid expDate
50	Invalid cvv2
51	Invalid transNum or unavailable to act on transNum due to funding
52	Invalid splitNum
53	A ProPay account with this e-mail address already exists or User has no AccountNumber
54	A ProPay account with this social security number already exists
55	The email address provided does not correspond to a ProPay account.
56	Recipient's e-mail address shouldn't have a ProPay account and does
57	Cannot settle transaction because it already expired
58	Credit card declined
59	User not authenticated
60	Credit card authorization timed out; retry at a later time
61	Amount exceeds single transaction limit
62	Amount exceeds monthly volume limit
63	Insufficient funds in account
64	Over credit card use limit
65	Miscellaneous error
66	Denied a ProPay account (Developer should display a descriptive message that guides a new user to fill out ProPay exceptions form and submit it.)
67	Unauthorized service requested
68	Account not affiliated
69	Duplicate invoice number (Transaction succeeded in a prior attempt within the previous 24 hours. This return code should be handled as a success. Details about the original transaction are included whenever a 69 response is returned. These details include a repeat of the authcode, the original AVS response, and the original CVV response.)
70	Duplicate external ID
71	Account previously set up, but problem affiliating it with partner
72	The ProPay Account has already been upgraded to a Premium Account
73	Invalid Destination Account
74	Account or Trans Error
75	Money already pulled
76	Not Premium (used only for push/pull transactions)
77	Empty results
78	Invalid Authentication
79	Generic account status error
80	Invalid Password
81	AccountExpired
82	InvalidUserID
83	BatchTransCountError
84	InvalidBeginDate
85	InvalidEndDate
86	InvalidExternalID
87	DuplicateUserID
88	Invalid track 1
89	Invalid track 2
90	Transaction already refunded
91	Duplicate Batch ID
92	Duplicate Batch Transaction
93	Batch Transaction amount error
94	Unavailable Tier
95	Invalid Country Code
97	Account created in documentary status, but still must be validated.
98	Account created in documentary status, but still must be validated and paid for.
99	Account created successfully, but still must be paid for.
100	Transaction Already Refunded
101	Refund Exceeds Original Transaction
102	Invalid Payer Name
103	Transaction does not meet date criteria
104	Transaction could not be refunded due to current transaction state.

PSIGate:


ResponseCode	Description
APPROVED	The card issuing bank approved the transaction request.
DECLINED	The transaction request was accepted as a valid request and was declined by the card issuing bank.
ERROR	The transaction request encountered an error.

QuickBooks Merchant Services (QBMS):


ResponseCode	Description
0	Status Ok - Request succeeded.
10100	The transaction had a validation error, but could not be voided automatically. If you want to void or cancel it, you must do so manually. This is a warning and can happen if there is an incorrect street address and/or zip code. Depending on the merchant's fraud settings, QBMS may try to automatically void the transaction. If that fails, as is the case with this status code, you must void or cancel the transaction manually.
10101	This is a validation error warning and can be returned if the merchant's fraud settings cause some auth transactions to be rejected. In this case, even though the auth is rejected, the auth is kept on file against the customer card up to 15-30 days after the rejection.
10200	An error occurred while communicating with the processing gateway. Indicates a communication problem, rather than an error resulting from transaction content.
10201	An error occurred during login to the processing gateway. Could not log in to the QBMS processing gateway.
10202	An error occurred during account validation. Could not validate the QBMS account.
10300	A numeric value was of the wrong type. For example, some values require integers only, while others require decimals.
10301	This credit card number is invalid.
10302	An error occurred while validating a date field. Format is invalid.
10303	A mandatory element is missing from the request.
10304	A field in the request is too long. The maximum length has been exceeded.
10305	An error occurred during data validation. Unexpected data was found during the validation.
10306	You may only supply the Boolean values true or false in the indicated field.
10307	A field in the request is too short - The expected minimum data is not present.
10309	A field is not formatted correctly.
10312	Invalid data contained in a field. This error can occur for various reasons, for example if the value supplied in the TransactionAmount property is not formatted correctly (dollars, period, cents to two decimal places), you'll get this error.
10314	You can not reuse a TransactionId for a different type of transaction within a 5 minute period. The TransactionId should be unique within this time window.
10400	This account does not have sufficient funds to process this transaction. The attempted transaction exceeded the customer's credit limit on the credit card. The transaction failed.
10401	Declined: The card issuer/processor refused to authorize the transaction. For example, the account may have been closed, or activities may have been temporarily stopped for that card due to security reasons.
10402	The merchant bank account does not support this type of credit card.
10403	The QBMS account contained in the request is not valid.
10404	This transaction has been declined, but can be approved by obtaining a Voice Authorization code from the card issuer and then calling the Force method.
10405	An error occurred while attempting to void this transaction. The transaction may have already been settled.
10406	This capture transaction could not be processed for one of the following reasons. The transaction has been captured already, has been voided, has expired, or the capture request has used the incorrect authorization transaction ID.
10407	The transaction amount exceeded the per transaction limit imposed by the card issuer.
10408	An error occurred due to invalid data format. An incorrect format was used for a field value, such as the transaction ID.
10409	A validation error occurred while processing this transaction:
10415	This transaction has been declined because the credit card used for the original transaction has expired. For example, this error could occur if the card in question has expired between the time of authorization and the time of an attempted capture.
10416	This transaction was already submitted and processed. A check transaction is being duplicated.
10417	A particular type of check is not supported for an attempted check transaction (i.e. a Payroll Check).
10418	Total amount of checks submitted exceeds allowed daily maximum.
10419	Number of transactions exceeds allowed daily maximum.
10420	The check transaction was declined due to suspected fraud.
10500	An unknown server error occurred that prevents processing of the request.
10501	An unknown server error occurred that prevents processing of the request.

Repay Gateway:


ResponseCode	Description
-100	Transaction NOT Processed; Generic Host Error.
0	Approved.
1	User Authentication Failed.
2	Invalid Transaction.
3	Invalid Transaction Type.
4	Invalid Amount.
5	Invalid Merchant Information.
7	Field Format Error.
8	Not a Transaction Server.
9	Invalid Parameter Stream.
10	Too Many Line Items.
11	Client Timeout Waiting for Response.
12	Decline.
13	Referral.
14	Transaction Type Not Supported In This Version.
19	Original Transaction ID Not Found.
20	Customer Reference Number Not Found.
22	Invalid ABA Number.
23	Invalid Account Number.
24	Invalid Expiration Date.
25	Transaction Type Not Supported by Host.
26	Invalid Reference Number.
27	Invalid Receipt Information.
28	Invalid Check Holder Name.
29	Invalid Check Number.
30	Check DL Verification Requires DL State.
40	Transaction did not connect (to NCN because SecureNCIS is not running on the web server).
50	Insufficient Funds Available.
99	General Error.
100	Invalid Transaction Returned from Host.
101	Timeout Value too Small or Invalid Time Out Value.
102	Processor Not Available.
103	Error Reading Response from Host.
104	Timeout waiting for Processor Response.
105	Credit Error.
106	Host Not Available.
107	Duplicate Suppression Timeout.
108	Void Error.
109	Timeout Waiting for Host Response.
110	Duplicate Transaction.
111	Capture Error.
112	Failed AVS Check.
113	Cannot Exceed Sales Cap.
1000	Generic Host Error.
1001	Invalid Login.
1002	Insufficient Privilege or Invalid Amount.
1003	Invalid Login Blocked.
1004	Invalid Login Deactivated.
1005	Transaction Type Not Allowed.
1006	Unsupported Processor.
1007	Invalid Request Message.
1008	Invalid Version.
1010	Payment Type Not Supported.
1011	Error Starting Transaction.
1012	Error Finishing Transaction.
1013	Error Checking Duplicate.
1014	No Records To Settle (in the current batch).
1015	No Records To Process (in the current batch).

Sage Payments:


ResponseCode	Description
A	Transaction approved.
E	Front-End Error (Not approved)
X	Gateway Error (Not approved)

SagePay:


ResponseCode	Description
OK	Process executed without error. The DEFERRED payment was released.
MALFORMED	Input message was malformed - normally will only occur during development.
INVALID	Unable to authenticate you or find the transaction, or the data provided is invalid. If the Deferred payment was already released, an INVALID response is returned.
ERROR	Only returned if there is a problem at Protx.

SEC Pay/Pay Point:


ResponseCode	Description
A	Transaction authorized by bank. Approval Code available as bank reference
N	Transaction not authorized. Failure message text available to merchant
C	Communication problem. Trying again later may well work
P:A	Pre-bank checks. Amount not supplied or invalid
P:X	Pre-bank checks. Not all mandatory parameters supplied
P:P	Pre-bank checks. Same payment presented twice
P:S	Pre-bank checks. Start date invalid
P:E	Pre-bank checks. Expiry date invalid
P:I	Pre-bank checks. Issue number invalid
P:C	Pre-bank checks. Card number fails LUHN check
P:T	Pre-bank checks. Card type invalid - i.e. does not match card number prefix
P:N	Pre-bank checks. Customer name not supplied
P:M	Pre-bank checks. Merchant does not exist or not registered yet
P:B	Pre-bank checks. Merchant account for card type does not exist
P:D	Pre-bank checks. Merchant account for this currency does not exist
P:V	Pre-bank checks. CV2 security code mandatory and not supplied / invalid
P:R	Pre-bank checks. Transaction timed out awaiting a virtual circuit. Merchant may not have enough virtual circuits for the volume of business.
P:#	Pre-bank checks. No MD5 hash / token key set up against account

Secure Payments:


ResponseCode	Description
Y	Transaction approved.
N	Host decline.

Skipjack:


ResponseCode	Description
0	Transaction is not approved.
1	Transaction is approved.
-1	Error in transaction.

Sterling XML:


ResponseCode	Description
1	Approved
2	Declined
3	Error / Invalid Data

Transaction Central/PRIGate/Merchant Anywhere:


ResponseCode	Description
Settled	The transaction has been processed AND sent to bank for settlement.
Authorized	The Transaction was processed.
Declined	The bank declined the transaction.
Voided	Canceled by user.
Canceled	Canceled by PRIGate. Usually because provided data is insufficient.
Qued	Placed in que for later processing. Credit cards usually take 2 hours. ACH 11am next day.
UnKnown	Unknown transaction status.

TransFirst:


ResponseCode	ResponseText	Description
00	APPROVAL	Approved and completed.
01	CALL	Refer to issuer.
02	CALL	Refer to issuer - Special condition.
03	TERM ID ERROR	Invalid merchant ID.
04	HOLD-CALL	Pick up card.
05	DECLINE	Do not honor.
06	ERROR xx	General error.
06	ERROR xxxx	General error.
07	HOLD-CALL	Pick up card - Special condition.
13	AMOUNT ERROR	Invalid amount.
14	CARD NO. ERROR	Invalid card number.
15	NO SUCH ISSUER	No such issuer.
19	RE ENTER	Re-enter transaction.
21	NO ACTION TAKEN	Unable to back out transaction.
28	NO REPLY	File is temporarily unavailable.
39	NO CREDIT ACCOUNT	No credit account.
41	HOLD-CALL	Pickup card - Lost.
43	HOLD-CALL	Pickup card - Stolen.
51	DECLINE	Insufficient funds.
54	EXPIRED CARD	Expired card.
57	SERV NOT ALLOWED	Transaction not permitted - Card.
61	DECLINE	Exceeds withdrawal limit.
62	DECLINE	Invalid service code, restricted.
65	DECLINE	Activity limit exceeded.
76	NO ACTION TAKEN	Unable to locate, no match.
77	NO ACTION TAKEN	Inconsistent data, rev. or repeat.
78	NO ACCOUNT	No account.
80	DATE ERROR	Invalid date.
85	CARD OK	No reason to decline.
91	NO REPLY	Issuer or switch is unavailable.
93	DECLINE	Violation, cannot complete.
96	SYSTEM ERROR	System malfunction.
98	VOID ERROR	No matching transaction to void.
L2	PASSWORD INVALID	Password is missing or invalid.
L3	EXPIRATION DATE INVALID	Expiration Date is not formatted correctly.
L6	ORDER NUMBER MISSING	The Order Number is required but missing.
L7	WRONG TRANSACTION CODE	Transaction Code must be either a 30 for Authorize Only, 32 for Authorize and Settle.
L8	NETWORK	The Network Connection timed out due to a communications error.

TransNational Bankcard:


ResponseCode	Description
1	Transaction approved.
2	Transaction declined.
3	Error in transaction data.

Trust Commerce:


ResponseCode	Description
approved	Transaction received on-line approval (sales, auth-onlys)
accepted	Transaction accepted for later processing (credits, captures, etc)
error	Gateway system error
baddata	Invalid fields sent to gateway.

USAePay:


ResponseCode	Description
Approved	Transaction approved.
Declined	Transaction declined.
Error	There is an error in the data received.

uSight:

This gateway is no longer in service.

Verifi:


ResponseCode	Description
1	Transaction approved.
2	Transaction declined.
3	Error in transaction data.

WorldPay Select Junior:


ResponseCode	Description
A	Transaction authorized.
Anything else	Transaction declined.

WorldPay US Link:


ResponseCode	Description
Declined	Transaction declined.
Approved	Transaction accepted.

WorldPay XML:


ResponseCode	Description
AUTHORISED	Transaction authorized. (AuthOnly/Sale)
ok	Transaction accepted (Void, Capture, Credit, and Force)
Anything else	Transaction declined.

YKC:


ResponseCode	Description
1	OK.
2	NG.